Uninsured Loans in Webtransfer: Opportunities and Risks
Webtransfer offers community members flexible lending conditions, allowing both borrowing and lending funds. One of the key areas is unsecured loans, which open up new opportunities for profit and participation in the financial life of the community.
How do Unsecured Loans Work?
Unlike secured loans with lower interest rates, unsecured loans offer higher returns due to the absence of return guarantees. This allows lenders who are willing to take on more risk to earn higher profits.
Key points:
- Higher Profitability: The interest rate for unsecured loans is dynamically adjusted, responding to the supply and demand on the platform.
- Participation in the Credit Pool: To participate in the unsecured loan program, both as a lender and a borrower, you must contribute to the overall credit pool by issuing unsecured loans to other participants. This creates a dynamic and interconnected system where each participant is both a lender and a potential borrower.
- Risk Management: You choose under what conditions to lend, assessing the level of risk and potential return.
- Active Participation: Only active users who contribute to the community’s development participate in the unsecured loan program.
- Platform Fee: As with secured loans, a 5% commission is charged on profits. These funds go towards maintaining the platform’s operation and insuring secured loans.
Opportunities and Risks
Advantages:
- High Income: The opportunity to receive higher profits through higher interest rates.
- Flexibility: Independent risk management and selection of lending conditions.
- Community Participation: Support for the financial activity of other participants and the creation of an interconnected system.
Risks:
- Loss of Funds: The possibility of loan default and, as a result, a partial or total loss of invested funds.
- No Guarantees: Unsecured loans do not have guarantees of repayment.
Important to Remember:
- Only invest funds in unsecured loans that you are prepared to lose.
- Carefully assess the risks before issuing a loan.
- Remember that the non-repayment of a single loan does not mean the loss of all funds, as the platform’s mechanism ensures a constant circulation of money. Therefore, it is important to issue such loans in small amounts and for varying terms, diversifying risks.
How to Start Working with Unsecured Loans?
To take advantage of the opportunity to issue or take unsecured loans, you must:
- Go to the “Give a Loan” section.
- Uncheck the “To insure a loan” checkbox.
Loans are available in both TON and USDT. The minimum term for an unsecured loan is 15 days.
The interest rate for uninsured loans ranges from 0.8% to 1.2% per day, depending on participant demand and supply.
Additional Benefits
Benefits:
- Affiliate Program: You receive affiliate rewards from all 5 levels by inviting new participants to the community, even without personal investment.
- Dynamic Mechanism: Money is constantly in circulation, which reduces the risk of a total loss of investment.
Webtransfer strives to create a dynamic and mutually beneficial community where each member can realize their financial potential. Unsecured loans are another tool for achieving this goal, providing new opportunities for earning and participating in the platform’s life.
Join Webtransfer and discover new financial opportunities!
💡 Please Note:
- Even with maximum diversification of your loans, there is still a risk of losing your funds when issuing uninsured loans in cryptocurrency.
- The Webtransfer platform is not responsible for relationships between participants and does not participate in the recovery of amounts from uninsured borrowers.
- All risks associated with issuing uninsured loans rest solely with you.
- You may lose the funds you invest.
Before participating in the uninsured loan program, carefully assess your capabilities and be prepared for any financial consequences.
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