Market Overview and Competitive Landscape

In the decentralized finance (DeFi) sphere, there are projects offering solutions for cryptocurrency lending. These platforms are focused on collateralized lending, where loans are secured by other crypto assets, and they utilize blockchain technology to automate transactions using smart contracts, ensuring transparency and security.

In contrast, Webtransfer not only supports similar collateral-based lending but also significantly expands its capabilities by integrating these financial mechanisms within a social network framework. Such integration allows for the creation of a governance model based on broad participation, where community members actively participate in decision-making through voting and receive support from insurance pools in the form of insured loans.



信用社在这一过程中发挥着关键作用，允许成员在社区内集中资源融资贷款，使无担保贷款更安全、更有可能得到偿还，特别是如果借款人是相应信用社的成员。这种独特的组合支持更广泛的信贷业务，并促进基于社区的融资方法的发展。


These capabilities distinguish Webtransfer in the DeFi space, where direct peer-to-peer (P2P) interaction without intermediaries is still rare. This approach not only increases the efficiency of risk management through the diversification of lending options but also promotes more active community involvement in management, making Webtransfer a pioneer in combining social interaction with financial technologies. This unique position may serve as a solid foundation for future growth and success of the project.