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Webtransfer: 소셜 대출의 선구자에서 분산형 미래로

2006년에는 웹 전송 began its operations as a global money transfer service with offices in London, Moscow, Miami, New York, Shanghai, Cape Town, Mumbai, and Singapore, providing services worldwide. In 2013, building on this international business, 웹 전송 launched a social credit network headquartered in Miami, supported by Webtransfer Corp in New York and Webtransfer Europe Ltd in the UK, the latter holding an FCA license for money transfers, cementing its presence as a leading global hub for social lending.

In 2013, 웹 전송 introduced a 혁명적인 플랫폼 where any social network user, such as Facebook, Twitter, Google, VK, and others, could participate. The platform allowed registered users to borrow and lend amounts from $50 to $1,000 for periods ranging from 3 to 30 days, backed by a Guarantee Fund formed from the lenders’ profits, ensuring the return of their investments.

By October 2014, the number of users in 웹 전송, the first social credit network, exceeded 참가자 100만 명. 회사가 제안한 상호 P2P 대출의 사회적 모델은 생존 가능성뿐만 아니라 기존 대출 기관에 비해 장점도 설득력 있게 입증했습니다.

2015년 5월까지 네트워크는 거의 참가자 500만 명 일일 거래액이 4,500만 달러를 초과하는 등 폭발적인 성장을 나타내며 회사가 제공하는 P2P 대출 모델의 효율성을 확인했습니다.

In 2015, 웹 전송 made a breakthrough by launching Webtransfer VISA 직불카드. This move, a first in the world, allowed participants to instantly transfer money to each other and to issue and receive loans directly, card-to-card, bypassing the need to top up personal accounts. This innovative solution significantly increased the number of participants and the volume of credit transactions, strengthening Webtransfer’s position and highlighting its role in the evolution of fintech.

2017년에는 소셜 신용 네트워크 참여자 수가 초과되었습니다. 천만 명. 경제 위기에도 불구하고 상호부조 모델이 번성하여 수백만 명의 사람들이 기존 금융 기관을 우회하여 단 한 번의 클릭으로 금융 지원을 제공할 수 있었습니다. 이 모델은 참가자들이 네트워크와 공유하기 전에 수익을 얻을 수 있도록 하여 불안정한 시기에도 성장과 안정성을 보장함으로써 향상되었습니다.

An important milestone in Webtransfer’s history underscores its role as a fintech pioneer. Before major cryptocurrency exchanges like Binance became well-known, 웹 전송 occupied a unique niche by creating 최초의 비수탁형 P2P 교환 당시 신흥 암호화폐를 포함한 전자 화폐에 대한 것입니다. 이 플랫폼은 거래 보증 시스템을 갖추고 있어 혁신적일 뿐만 아니라 전자 화폐에 참여하려는 참가자를 위한 안전한 도구입니다.

Thanks to its progressive functionality, the 웹 전송 P2P exchange enjoyed widespread popularity among users, allowing them not only to profit from currency rates but also to contribute to the development of a new era of digital finance. Many participants still remember it as an important and reliable tool for earning, further emphasizing Webtransfer’s innovative spirit and leadership in the early stages of the cryptocurrency market’s development.

At the end of 2017, 웹 전송 had to close its card program due to changes in VISA’s policy on issuing co-branded cards. This forced measure marked the end of one of the most vibrant chapters in the company’s history, leaving behind a legacy of striving for innovation and improving financial operations for its users.

Following this, 웹 전송 entered a period of rethinking its strategy and exploring new paths for development. The team tirelessly worked on innovations and studied alternative ways to fulfill its mission of democratizing financial services.

During these years, 웹 전송 actively explored technological trends and user needs, carefully analyzing the financial services market. The team came to understand that blockchain technology offers a unique opportunity to rethink financial operations, ensuring transparency, security, and accessibility of services.

Inspired by the potential of blockchain, 웹 전송 made a bold decision to decentralize its social credit network and launch credit operations on the blockchain. This move aims to create a more open, secure, and accessible financial ecosystem with active user participation.

The transition to decentralization was a logical step in the development of 웹 전송, considering current trends in technology and finance. This strategic move opens up opportunities for the company to innovate and create new services. It is expected that the development of tools and services aimed at enhancing financial literacy and facilitating access to credit products will play a significant role in increasing user engagement and satisfaction.

Webtransfer’s development demonstrates an unwavering commitment to innovation and adaptation to a changing world, where every obstacle is seen as an opportunity for further growth and improvement.

In 2024, with plans to transition to a decentralized platform, 웹 전송 aims to establish itself as a leader in the field of social mutual lending, using blockchain to ensure transparency and security of operations. This step is aimed at strengthening trust and expanding opportunities for users, highlighting the company’s commitment to creating a global community where financial support and interaction become even more accessible and reliable.

Webtransfer’s trajectory from a simple social credit network to a decentralized platform underscores its innovative spirit and commitment to improving the financial well-being and connectivity of the global community. The new services and opportunities provided by the updated project are expected to strengthen Webtransfer’s role as an innovator in the rapidly evolving landscape of social finance.